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South Atlantic Bank was organized in 2007 to meet the unique financial needs of businesses and consumers in the coastal communities we serve.  The bank’s founders recognized that the growing number of larger regional banks in the market had created an opportunity for a locally owned and operated community bank to succeed.  In June 2007, the parent company, South Atlantic Bancshares, Inc. was created and plans were underway for the new bank to debut later in the year.

South Atlantic Bank opened its doors for the first time on November 28, 2007 at 2050 Corporate Centre Drive in Myrtle Beach. In January 2010, the bank moved into its new headquarters at the corner of 29th Avenue North and Grissom Parkway. The bank opened a second location at 11019 Tournament Boulevard in Murrells Inlet in December 2008, operating from a temporary modular unit until the permanent facility was completed in October 2009.  In June 2012, the bank opened its first office in Georgetown County, located at 10593 Ocean Highway in Pawleys Island. A second Georgetown County location followed in September 2013 at 1187 North Fraser Street in the city of Georgetown.  In September 2013, the bank opened a loan production office at 1127 Queensborough Boulevard in Mount Pleasant.

As a full service bank, we offer a wide range of personal and business products, including checking, savings, and money market accounts, along with mortgages, loans, and lines of credit.  The bank offers technologically advanced products including its new mobile banking app, South Atlantic Bank goMobile. Customers have access to services in our offices and at our ATMs, via the internet, by phone, or by mail. Our primary focus is on establishing customer relationships by providing quality service and convenience with a high level of personal attention from our officers and employees.   

South Atlantic Bank is a South Carolina chartered bank that is fully insured by the FDIC.  Our community banking philosophy strongly emphasizes credit quality, sound banking practices, and exemplary customer service as a model for success.

Our Mission Statement

To serve, in a fair, balanced, and superior manner, the interest of shareholders, customers, employees, and the public through adherence to high standards of financial soundness, exemplary customer service, employee professionalism, business ethics, corporate citizenship, and profitability.

Meet our Board of Directors  

Meet our Staff    

About Our Buildings